Instant Funding was founded in the UK in 2021 and has grown into a large no-evaluation prop firm, having provided more than $2 billion in virtual capital to over 85,000 traders across 180+ countries. Its flagship product skips the evaluation entirely and scales accounts up to $1.28M, while its 'One-Phase' and newer 'IF Evolve' challenges add one- and two-step evaluation routes across forex, metals, indices and crypto, with profit splits generally starting at 80% and rising to as high as 95%. Many flexibility features are sold as paid add-ons rather than included by default, and the firm has drawn some trader complaints over compliance-triggered payout denials.